Who is a Mortgage Agent?

A mortgage agent is an independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages. Typically they do not fund or service the loan itself, but instead, they act as an agent or manager for capital sources who act as loan wholesalers.

A mortgage agent is also an independent contractor working, on average, with many wholesale lenders at any one time. By combining professional expertise with direct access to a wide variety of loan products, an agent provides an efficient and cost-effective method of obtaining suitable financing options tailored to a consumer's specific financial goals.